Analyze and Understand Your Future Taxes.

Estimate your future tax liability and explore strategies to take control of your financial future.

Projected tax liability and effective tax rate over time, including federal and state income tax, NIIT, capital gains tax, and FICA tax

Break down taxes and income

Review detailed projections for income and estimated taxes in your simulations, and understand how those align with your planned events and milestones.

See projected income sources and categories

Plot estimated tax by type and effective rate

Analyze your marginal rates for each income type

Tax analytics screen showing projected future wage income, LTCG income, other ordinary income, and required minimum distributions

See your effective brackets

Visualize the tax brackets and rates that apply to each income type and the impacts of deductions/allowances, presented as a single set of effective brackets per income category.

Drill into the calculations for each simulated year

Aggregate income sources or see them individually

Visualize how extra income of each kind would be taxed

Chart of effective tax brackets highlighting income tax, state tax, local tax, social security tax, and medicare tax

Explore advanced strategies

Experiment with strategies like Roth Conversions and 72t (SEPP) Distributions, and visualize the long-term effects on the specific metrics you care about.

Roth Conversions

72t (SEPP) Distributions

Contribution and drawdown sequencing

Liquidity and withdrawal settings

User interface for planning future 401k/403b roth conversions

Test international scenarios

Choose your display currency and try out our growing list of international tax presets and account types.

International tax configuration presets for the UK, Canada, Australia, Germany, Spain, and the Netherlands

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Cash Flow

Analyze cash flow with Sankey diagrams.

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What People are Saying

Physician on FIRE

@PhysicianOnFIRE

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Nonprofit Communications Director

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Tip: multi-condition milestones are great for creating complex decision trees to represent how you would react to different market conditions.

king_ollo

u/king_ollo

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Financial Coach

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Financial Analyst

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@TheJMoore

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@mrmoneymustache

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@ptmoney

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@xavierelv

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VP of Operations

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Brooklyn, NY

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Entrepreneur and investor

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RobBerger.com

Rob Berger & Kevin Mercadante

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Software Engineer

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Data Scientist

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The Mad Fientist

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@TheFIShowGuys

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@mark_stauber

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Software Engineer

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Entrepeneur, San Francisco

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Engineer

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Disclaimer: The content, tools, and resources on ProjectionLab.com are intended solely for informational and educational purposes and should not be construed as professional financial or investment advice. Our materials are designed to provide general guidance and are based on the input and data provided by users. ProjectionLab makes no guarantee of the accuracy, completeness, or applicability of this content to individual circumstances. Effective financial planning and investment involve comprehensive consideration of a wide array of personal financial factors. The tools and resources available on ProjectionLab are aimed at helping users develop an understanding of their financial trajectory. However, they should not be solely relied upon for creating a complete financial plan. We strongly recommend consulting a financial services professional who can provide personalized advice based on your unique financial situation before making any significant financial decisions. While we endeavor to keep the information on ProjectionLab current and accurate, the content may differ from that found on other financial institutions, service providers, or specific product sites. All content and tools on ProjectionLab are provided without any guarantees or warranties of any kind.